Tax & Exit Implication Calculator
Make tax-optimized decisions when exiting existing mutual funds or taking rebalancing actions. This calculator implements the latest Indian Mutual Fund Taxation rules for FY 2025-26 (including the Union Budget 2024 changes like the increased LTCG exemption to ā¹1.25 Lakhs, 12.5% LTCG rate, and 20% STCG rate).
What you can do and achieve on this page:
- š Exit OptimizationAnalyze a specific fund to calculate precise STCG/LTCG taxes and exit loads when redeeming units. Plan exits around holding periods to reduce tax burdens.
- š Rebalancing Tax CostImport holdings from your Portfolio Builder. Model the tax impact of transferring capital from equity to debt (or vice versa) to maintain your asset allocation.
- ā” Quick EstimationPerform a rapid assessment of your tax liability. Simply input high-level total invested amounts and current values across your holdings without needing specific NAV histories.
Key Outcomes: Identify exact days remaining to qualify for lower LTCG rates, calculate exit load liabilities, estimate security transaction tax (STT), apply progressive income tax surcharges, and execute tax-loss harvesting plans.
HDFC BSE 500 ETF - Growth Option
Scheme Code: 151376
ā ļø Professional Tax Advice Disclaimer
Tax rules are complex, subject to yearly modifications, and differ based on your individual income bracket. The calculations provided here are compliant with FY 2025-26 rules (including Finance Act 2024 changes) but are for general informational purposes only. Please consult a qualified tax consultant or professional financial advisor before executing any transactions or tax-loss harvesting exits.